Loans Manager Robyn McKenzie
To apply for a first time loan from Aspire Finance Ltd, I need you to fill in some forms and establish your identity. You need to provide a lot of detail the first time, but after that, you can withdraw on your account over and over, without needing to provide all that detail.
The information we generally need to see the first time we approve a loan is as follows:
- A filled in Application Form
- 2 payslips or similar proof of income
- 2 ID's one of which must have a photo, such as a passport, driver’s license, or over 18 card. The other might be something like your Visa, Bankcard, community services or eftpos card.
- 4 weeks of bank statements
- A phone or power account with your name on for address verification
- The details of the items you will use for security or details of the guarantor.
Once you have had your first loan from us, and have shown us that you are able to meet our requirements, you will be able to get successive loans without having to go through this effort.
With our personal loans, they are set up like an overdraft - as you pay your loan down, and provided you have paid regularly and kept us well informed, if you strike a difficulty, you can request a withdrawal whenever you get below $100 in your loan. You can borrow an amount that meets your immediate need, up to a figure that takes you back up to your credit limit.
So, as long as you have room within your credit limit, and you are paid down to within $100 of finishing the previous loan, you will just need to ask for what you require. Then, you will just sign a withdrawal form that states what you withdrew, the fees associated with the withdrawal, and why you needed the money.
Your credit limit can gradually rise as you become better known to us and show us that you can afford it, that you take responsibility for yourr loan, and that you make your repayments regularly.
We also work with all of our customers who want it, to make sure that they have enough credit available by December to get some Christmas money when they need it. This means that they can have a known lump sum at Christmas time, to spend on what they need. Christmas is our busiest season, as many customers find this very useful.
If you want to talk to me now, dial
0800 5 6 7 8 9 10 during business hours, or leave a message and I’ll call you back when it suits you.
If you want to apply for a loan on line
Click Here
