Our Loans

At Aspire Finance we take quite a different approach to lending. In general, our loans, whether they are mortgages or small personal loans, are made to people to whom the banks have said "No!"

 

In general banks aren't staffed to assist where people have limited, irregular or more complicated income streams. We see our role as taking the time to truly understand our clients' needs, forming a longer term relationship with them, that gives both of us financial security - even when they meet bumps in the road of their finances.

 

We act like a wealthy relative that you can borrow from when you need help. And just like a wealthy relative would, we expect you to treat us properly too – it's a two way relationship.

 

In general Aspire Finance personal loans secured against household goods or older cars, are kept below $1000 so that our borrowers don't struggle with debts that get too large. We will, however, loan above this figure, secured against vehicles, goods and chattels so long as we agree that there is enough security and available income to manage.

 

Above $2000, a property, good vehicle or security such as a strong guarantee is usually required.

 

If you have borrowing needs, please ask us – the worst we can say is no!